Away Short
Away Short
 |
 LUIS SUAREZ 11 12 Liverpool Black Away Jersey L  US $39.99
|
 MESSI 2012 FC HOME AWAY BARCELONA SOCCER JERSEY NWT SIZE M US $56.00
|
 Neymar Brasil soccer Jersey 2011 12 BRAND NEW US $59.90
|
 Alexis Sanchez Barcelona soccer Jersey 2012 BRAND NEW US $69.90
|
 Ozil Real Madrid soccer Jersey 2011 2012 US $69.90
|
 Pique Barcelona soccer Jersey 2012 BRAND NEW US $69.90
|
 Messi Argentina soccer Jersey 2011 2012 BRAND NEW US $69.90
|
 Cristiano Ronaldo Real Madrid soccer Jersey UCL BRAND NEW US $69.90
|
 Barcelona soccer Jersey 2012 BRAND NEW US $69.90
|
 Real Madrid soccer Jersey 2011 2012 BRAND NEW US $69.90
|
 CHICHARITO MANCHESTER AWAY SOCCER JERSEY ADULT SIZE M US $33.99
|
 11 12 SANTOS NEYMAR JERSEY ALL SPONSOR AUTHENTIC US $149.00
|
 BNWT AC Milan Away Jersey Size L Original US $38.00
|
 BNWT AC Milan Away Jersey Size M Original US $38.00
|
 New Original Xavi Barcelona Away Black Spanish League Jersey Size Large US $26.00
|
 Umbro Cruz Azul Away Jersey 11 12 Adult Size XL US $29.99
|
 NEW 11 12 AWAY BLACK SOCCER SHIRT CAMISETA CRISTIANO RONALDO JERSEYS 7 S M L XL US $32.99
|
 11 12 SANTOS AWAY JERSEY AUTHENTIC UMBRO US $119.00
|
 Umbro Official 201012 England Away Mens Football Shirt Red Sz M Euro US $13.99
|
 02 03 Newcastle United Away Shirt US $15.00
|
 BNWT EURO JERSEY 2012 GERMANY DEUTSCH SHORT SLEEVES SIZE M US $24.99
|
 3 Piece Adidas Goalkeeping Lot 2 Jerseys and Pants US $15.00
|
 Adidas Spain Away Shorts 2008 09 Sz S Brand New w Tags US $5.00
|
 Adidas Spain Away Shorts 2008 09 Sz M Brand New w Tags US $5.00
|
 MANCHESTER UNITED AWAY SOCCER JERSEY US $9.00
|
 11 12 Away Arsenal Blue Long Sleeve Soccer Jersey Short Kit NEW US $29.99
|
| The Soccer Blog |
More People Walking Away from Underwater Mortgages
No one knows for certain the exact percentage of foreclosures that are the result of people's decisions to walk away from underwater mortgages, but we do know those numbers are on the rise. Reports indicate that from 14% to 18% of mortgage foreclosures are actually strategic defaults.
In other words, people who are choosing to default on their underwater mortgages while keeping up on their other bills.
What we do know for certain is that more homeowners are finally getting the message that it's OK to save yourself and your family and strategically default if your mortgage is under water. In one survey, 31% of people perceived their foreclosures to be strategic, up 9% from the year before.
And we also know that the more underwater a homeowner is, the more likely she or he is to think like an investor and be rational in making decisions about the mortgage. This makes sense—it's a lot easier to be emotional when your mortgage is only 5% underwater and you love the house than when you're 25% or more underwater and you're seeing your retirement being swept away by the tide!
What we're saying here is that people are finally getting the fact that a mortgage is a legal contract, not a moral obligation. Even the Mortgage Bankers Association, which wouldn't hesitate to call any actual human being who defaulted irresponsible, defaulted on its mortgage on its own headquarters in February 2010!
So why are more people walking away from their underwater mortgages? We like to think it's because we're all getting wiser to the double standards being pushed by mortgage lenders and the banking industry.
When mortgage bankers walk away from their own underwater mortgages, why shouldn't we?
Let's take a look at who actually has something to lose here. If you've only been in your mortgage for a little while and it's seriously underwater, you stand to lose tens of thousands or even hundreds of thousands of dollars if you stay in that mortgage. If you're a lucky lottery winner and can afford that kind of a loss on a mortgage, more power to you.
But most of us have families and other responsibilities. Most of us realize that we're going to be on our own in retirement. The mortgage lenders and government officials who are telling us to play "the rules"—their rules for us, not for themselves!—certainly aren't going to be there when we're trying to figure out how to live from one Social Security check (if that!) to another.
So why should anyone keep trying to swim underwater, so to speak, when we need our hard-earned money to get back to dry land?
We're not arguing that walking away from your mortgage is a sound moral decision. We don't think morality is involved here! You have a contract that's not in your best interests to continue. Your mortgage is sufficiently underwater and you officially have a bad investment on your hands. What do businesses do with bad investments? They walk away from them!
We hope that what you've read here and what you'll read elsewhere on our website will help you realize that walking away from your underwater mortgage may be a sound business decision. And morally, you're not responsible to your mortgage lender—the lender gets your house, after all! But you are, ultimately, responsible for yourself and your family!
About the Author
Bud and Kristin Gragg have over thirty years of Real Estate sales, investing, and development experience combined, they have just survived liquidating over 24 million in underwater investment Real Estate and their incredible story needs to be heard by millions right now. Go To: http://www.TheUnderwaterMortgage.com where you can get a FREE Special Report "Underwater Mortgage Secrets: What the Banks Don't Want You to Know" Just for stopping by!! If you or anyone you know is Underwater in their home or any of their investment properties - the information on http://www.TheUnderwaterMortgage.com is an absolute must!
Bud and Kristin Gragg
The Underwater Mortgage
101 N Coloradro St Suite 2710
Chandler AZ 85225
480-497-5600
Where to go for a short get away close to Christmas period with girlfriend?
I am slightly stuck on where to take my girlfriend close to the Christmas period as we do it every year. We are from England and last year we went to London and stayed in a nice hotel and went to the theatre. Yet I am stuck for ideas where to go this year? Where is nice and festive and could be seen as romantic? Any ideas would be great 
Check out your states tourism website for ideas.=
